Hi Everyone...wow...time sure does fly by. I am not real good about keeping you all updated on my progress and so the new news is that I had an appointment with my Oral Surgeon this week...yay!!! Anywhoo...he met with my ortho, Dr. Kawakami and they discussed my case and when surgery should happen. Dr. K told him I'd be ready for surgery the end of January beginning of February and I started to panic as I've been tellling Dr. K that I need surgery before the end of the year due to the $4500 we've put into a Flexible Spending account for expenses that would be above and beyond what my insurance would pay for and if we don't use that money before the end of the year...we'll lose it!!!!!!!!!!! That's WAY too much money to be losing and we based this deduction on my ortho telling me that I'd be ready for surgery around May/June and it's now November...so I'm a bit anxious with getting this taken care of before the end of the year.
Part of the surgery is having a sliding genio to reduce my chin that will be very prominent when they pull my lower jaw forward 6-7mm. Right now I have a beautiful chin but that will change when my jaw is moved forward...it will be quite strong and masculine and insurance will not cover that as they see it as cosmetic which my feelings is...yes...but I'm only doing it due to the fact that my jaw is misalligned and once it's where it needs to be that changes my entire facial appearance from what it once was to something that will look totally off balanced. My flex spending that we thought would help us to pay for the genio now we're finding that even with the flex spending account that you can not use "YOUR" money that you've put into this savings medical account pre tax dollars that you can not use it for plastic surgery....I'm FURIOUS! I just found this out and I'm about ready to explode as this is "OUR" money that we put into this account for this specific procedure thinking that we could pay for it because insurance would not cover it...and now we're finding out we can not use it for my genio. I'm going to be spending time calling the insurance company which the flexible spending account is through and having Dave follow up with his human resource department to work on our behalf to help us be able to use this money without losing it. Pray for me that everything will work out.
In talking with the financial person at the OS office I will have to pay about $2100 in hospital fees as well because I have not met my $500 deductible for the year so that's another expense I didn't think about so some of the flex money willl help to cover that but that will still leave over $2.000 in the Flex account to be used. So...there's a lot I need to be working on over the next few weeks so pray for me as I deal with insurance company.
OH...my seventeen year old son has his braces removed a few weeks ago and his teeth look beautiful. I'll post a picture of him soon. He also is having surgery the day after Thanksgiving to have his four wisdom teeth removed as they showed up in his final xrays at the ortho office and they were sitting there pressing against his newly brace-free molars so they need to come out...no more WISDOM for him. :) More pics to come soon.
6 comments:
Oh wow, that is alot of money to be worried about, especially given you were putting it away according to the schedule you were given (and with lots of time to spare, you'd have thought). Extremely frustrating.
When do you find out if your Surgeon/Ortho are able to make this happen?
Will keeping hoping & praying that this all comes together for you :)
Looks like everything is going to be fine...Surgery date is the end of December. Thanks for your prayers Katherine!!!
WooHOO! Awesome! You'll sleep like a baby tonight!
You're welcome:)
just thought I'd introduce myself...I'm Elaine, I'm 47 and I'm on a similar OS schedule as you. Mine is scheduled for Jan. 13. It was originally scheduled for Dec. 16 but we decided to wait so we could put the $4000 into flex. spending! I'll be anxious to keep up with your progress as you will be slightly ahead of me! We live in Michigan.
Hi Elaine, Thanks for your post! So, tell me more about your upcoming surgery and ortho treatment. I was in Michigan about seven-eight years ago visiting a small suburb of Detroit, Clarkston. I have a cousin who lives around the Ann Arbor area...pretty state!
I've been in braces since last December preparing me for the upper/lower advancement and the chin advancement. My profile looks like I have a chin-neck as Matthew Perry likes to call it (he calls his that, I haven't actually met him for him to call mine that). I started googling recessed jaws and kept finding links to sleep apnea. So, although my profile always bugged me, I pursued a sleep study because I am always tired. It came up positive for mild sleep apnea and the oral surgeon submitted my case to the insurance company and they are going to cover a percentage of the surgery, not the orthodontics, though. So, here I am, in this process, I can't go back and I'm a little nervous going forward. How 'bout you? Are you doing this for aesthetics or for another reason?
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